Klarna offers several flexible payment options for eligible customers, depending on your purchase amount and approval status.

During checkout, you may see options such as:

• Pay in 4 interest-free payments
• Monthly payment plans
• Extended financing options ranging from 6 to 12 months, and in some cases up to 24 months

Your available options, payment amounts, and schedule will be shown clearly by Klarna before you complete your purchase.

n many cases, eligible customers may qualify for Klarna payment plans with $0 due at checkout.

Before you complete your purchase, Klarna will clearly show:
• Whether anything is due today
• Your payment schedule
• Future payment dates
• Your estimated payment amounts

Depending on the plan you select and your approval status, you may be able to:
• Pay nothing today and begin payments later
• Split your purchase into smaller interest-free payments
• Choose extended monthly financing options

Everything is shown upfront before you place your order, so there are no surprises.

Sometimes yes, sometimes no.

Many eligible customers qualify for payment plans with little to no money due at checkout, while others may have a small upfront payment depending on the package total and Klarna approval.

Klarna will clearly show this before you place your order.

Klarna may perform a soft credit check depending on the payment option selected.

A soft credit check does not impact your credit score and is commonly used to help determine eligibility for certain payment plans.

Some longer-term monthly financing options may require additional review. If that applies, Klarna will clearly notify you before you move forward.

New Life Campus does not make financing decisions or access your credit information directly.

Yes.

Once your order is approved and processed through Klarna, New Life Campus receives payment directly from Klarna so we can begin preparing your student’s move-in experience immediately.

Yes.

As long as your Klarna transaction is approved and your order is confirmed, your student’s move-in services will still be scheduled and fulfilled according to the selected timeline, even if you are still making payments to Klarna.

Klarna may require a quick approval process during checkout.

The process is typically fast and happens directly within the checkout experience.

Yes. Families can always choose to pay in full at checkout instead of using Klarna financing.

If you choose Klarna, you may also pay off your balance early at any time directly through Klarna with no penalty for early payoff.

Some Klarna payment options are completely interest-free.

Longer-term monthly financing plans may include interest depending on the payment option selected and customer eligibility. Klarna will always clearly show any interest rates, payment terms, or applicable fees before you confirm your purchase.

Late fees may apply if payments are missed or paid late according to Klarna’s terms.

In most cases, yes.

Eligible New Life Campus packages, add-on services, and a-la-carte options can typically be purchased using Klarna during checkout.

This may include services such as:
• Move-in packages
• Additional containers
• Retailer receiving & delivery
• Storage services
• Delivery upgrades
• Additional move or transition support services

Available payment options may vary based on purchase amount and Klarna approval at checkout.